The way the experience should be!

You want a car loan but you don’t want it from a lender you can’t trust. You also don’t want to have to go back and forth between the bank and the dealership trying to get approved. We can get you driving a new vehicle without all of the hassle and frustration of getting a traditional car loan.      We don't just sell cars...We help you to buy the right car!  

It’s the final countdown!

We’re almost there! The countdown is now on, and we’re closing in on the end of the year. Make sure to get Your Best Deal on your next vehicle before the countdown is off.

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Find your right car

  We realize you can shop for a good used vehicle at any number of sources. We also realize that many used vehicle customers, like yourself, may be in the market for a new vehicle at some time in the future.  Through our Certified Pre-Owned inventory, we provide our customers with a “new vehicle” type of buying experience on premium, fully reconditioned and affordable used vehicles. It’s our way of saying “Welcome to the family.”

Are you looking to buy a car?

With more than 949 of vehicles in our nationwide inventory, our massive buying power means you’ll find giant savings as well as giant choice.  We have the best options for you to choose.  Our number one goal is to help find you the vehicle you love with a payment you can manage. 

The JaysonSellsCars Story

We believe every Canadian should be able to afford a vehicle. We know having a vehicle can make a big difference. A difference for how you to get to work. Get to school. To your friends, and to all the things in life that matter. We know it makes a difference when you can be there for others and when you have the freedom to just be where you want to be. We make a difference by providing more auto loan approvals at better rates. With JaysonSellsCars, you get your car and your loan at the same place from Canada’s nationwide auto dealer network, so you’re not applying for financing with one company and buying your vehicle from another. No running around between banks and lenders and the dealership. And being the biggest auto dealer in the country also means more choice, more options, with rates that fit your budget. We’re here to help you get driving the right way.

Not sure what you want?

JaysonSellsCars has a strong and committed special finance staff with many years of experience satisfying our customers’ needs. Let our experts help you to choose your next car.  A lower than desired credit score can make it very tough to get a credit card or a loan through regular means. Obtaining a car loan from our team is typically much easier. This is because we have great relationships with a wide variety of lenders that simply many dealerships don’t deal with. Together we work to find a payment plan that best suits your current & future financial situation.  Let us rebuild your credit this year. We'll get you approved for a new car so you can start climbing the credit ladder.

Let our clients speak for us!

How It Works

Assess your Financial Situation

Choose the Right Vehicle for You!

We'll Work on the Best rates and Terms you Deserve

Make your Payments on Time

Watch your credit score SOAR!

FAQ

You’ve got questions, we’ve got answers.

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Can I finance my car with you?

Yes! We work with over 15 banks and financial institutions to make sure you get the best rate available.

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Does my credit need to be perfect to finance a vehicle?

Although your credit score can impact your payments, it doesn’t need to disqualify you from eligibility at our dealership. Often, taking out a loan is an excellent way to start rebuilding your poor credit.

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Do you have questions or comments for us?

We'd love to hear them! Email us and we will get back to you as soon as possible.  If you need help with any aspect of the buying process, please don't hesitate to ask us. Our customer service representatives will be happy to assist you in any way. Whether through email, phone or in person, we're here to help you get the customer service you deserve.

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Will I need a down-payment?

Sometimes, a down-payment isn’t needed when financing. However, it depends on various factors, such as your credit score, loan amount, and more.

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What are your hours?

We are open Monday through Saturday from 9 am – 6 pm.   We are closed on Sundays.

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Why choose us?

We are dedicated to doing whatever it takes to help with all your automotive needs. Every employee at our dealership is empowered to find innovative ways to show our guests that we're happy to help -- all the time, every time. This is our commitment to you. Your Benefits will include: ✓ Simple, easy to understand pricing ✓ A thorough, transparent explanation of your vehicle's trade value ✓ Free, Province-wide delivery with your vehicle purchase ✓ An explanation of your finance options, along with helpful solutions ✓ A dedicated customer service team to help before, during, and long after your purchase Our personal contact information to ensure your complete satisfaction Sincerely, Jayson Gazloff, Principal, JaysonSellsCars

4.5 Benefits Of Getting Pre-Approved For A Car Loan

Buying a car is stressful. That’s because it’s one of the most expensive purchases you’ll ever make and there are thousands of cars to choose from. But here’s the good news: buying a car doesn’t have to cause high anxiety. While it may seem counterintuitive, taking a few minutes to get pre-approved for a car loan will help make the car buying process seamless. Let’s back up for a minute: getting pre-approved for a car loan is not the same as actually signing on the dotted line for that loan. Pre-approval is a preliminary evaluation of a potential borrower that determines the maximum loan amount and estimated interest rate. However, getting pre-approved does bring you one step closer to securing the best loan to purchase a car – prior to ever stepping foot in a dealership. Still not convinced that getting pre-approved in the right move? Here are 4 reasons why it’s always a smart idea to get pre-approved for a car loan.

1

Your future self will thank you

There are a lot of fun decisions to make when it comes to buying a car, including the make, model, color and upgrades. But, whether you like it or not, most of these factors are determined by what you can afford. Figuring out the financial details of car ownership isn’t the most exciting part of the process, and this is why it’s important to do this ahead of time. By dealing with the unpleasant or stressful aspects of buying a car first, you’ll be able to enjoy the car-buying process even more. This is sometimes called front-loading. And, as it turns out, front-loading unpleasant tasks can help alleviate stress. While the concept of “front-loading” is usually reserved for work related tasks, it can certainly be adapted to personal finance tasks as well. For example, perhaps you want to save for retirement in your 30s. To free up funds, you decide to front-load by paying off your loans first. This way you’ll pay off all your debts as soon as possible, allowing you to focus on saving for your retirement. Now, let’s adapt this to the car buying process. When it comes to car shopping, you can front-load and reduce your stress by getting pre-approved for a car loan. This will help you figure out expected payment terms, the interest rate, and how these payments will fit into your monthly budget. It’s never fun to worry about money, but the sooner you handle the finances of your car loan with pre-approval, the less you’ll have to worry about later on. It’s a win-win.

2

You’ll get a better deal

When it comes to buying a car, there are two primary financial factors you’ll want to consider: the terms of your loan and the price of the car. Most people only focus on the price of the car and get swept up when they hear about low monthly payments or other special offers at the dealership. While you may love getting a good deal on the car itself, this is only half of the equation.You also have to factor in how much you’ll be paying each month. Here’s how your monthly payment is calculated: Principal: This is the total cost of the car and includes everything—fees, vehicle cost, upgrades and taxes. Term: This is the length of your car loan. The shorter the term, the less interest you’ll pay. Interest Rate: This is a percentage that is charged by the lender. Interest rates are determined based on a variety of factors and are calculated separately for each applicant. Here’s the deal. Most car buyers only focus on the principal, or the total cost of the car. But the loan term and interest rate are just as important, and that’s why it’s a great idea to get pre-approved. Getting pre-approved for a car loan means that you will already know the term of the loan and the interest rate before visiting a dealership. Because of this, you’ll be empowered to get a better deal on the car. Remember: it’s easy to fall in love with a car and worry about the details later. But here’s the truth: knowing the details of your finances and shopping accordingly will enable you to get a better deal.

3

You’ll stick to your budget

You walk into the dealership and there’s a beautiful car on display. It’s brand new and boasts leather seats, the latest technology and amazing upgrades you never even knew existed. A friendly sales representative sees you staring at the car and walks over to greet you. The next hour is a blur as you test drive the car and learn more about the features. By the time you sit down to discuss the price, it’s already too late—you’ve fallen in love with a car you can’t really afford. Here’s the real deal: if you’ve ever been caught up in the moment at a car dealership, you’re not alone. Canadians are increasingly purchasing more car than they can afford. But you’ll pay for more than the cost of the car if you get swept up in the moment—you’ll also increase your financial stress. Getting pre-approved for a car loan, in turn, will help you avoid getting carried away. Why? Because you’ll walk into the dealership with a budget, which will help you worry less and live within your means. Knowing what you can afford to spend and then sticking to it is actually one of the most effective ways to reduce stress throughout the car buying process. Indeed, a pre-approval means that you’ll know your maximum loan amount and estimated interest rate before you start shopping. This is a surefire way to avoid buying a car you can’t afford.

4

You’ll negotiate better

If you’ve ever tried to negotiate, you probably remember how awkward it was. Asking for more or demanding less often feels uncomfortable, especially if you have to do it in person. This is when a car loan pre-approval comes in handy. You’ll be in a stronger position to negotiate at the dealership because your budget and terms are already set. In other words, negotiating will feel significantly less awkward because it will be based on your loan pre-approval terms and not on your personal desire to save money (although there’s definitely nothing wrong with that either!). Still feeling weird about negotiation? Here are some ways to use your car loan pre-approval to your advantage. Don’t make it personal: Sometimes it’s hard to separate the personal from the financial, especially when it comes down to your personal finances. But if you feel awkward about negotiating, try replacing “I” or “me” with “the pre-approved loan.” Doing so will ensure that the conversation feels less personal and more factual. This will make it easier for you to remain neutral. Ask questions: The best part about getting pre-approved for a car loan, especially through a company like LendingArch, is that you’ll be connected with a loan specialist who can answer questions before you ever sign anything. Focus on the big picture: Buying a car can be stressful. But, if you focus on your ultimate goal—buying a new car that fits in your budget—instead of stressing about every detail, you’ll be in a stronger position to negotiate.

4.5

Trust the Process

The process of buying a car is long and often leads to angst, but that’s because it’s an expensive decision. Doing your due diligence, getting pre-approved for a loan and shopping for the best deal are all part of the process. So, prepare as much as you can and then trust the process. Before you know it, car shopping will be a distant memory and you’ll be enjoying the fruits of your labor: a new car that is perfect for your lifestyle and budget.

REQUIRED DOCUMENTATION EXAMPLES

Below are examples of documents you may be required to submit as a part of the application and/or approval process. Please note this is to be used as a guide and may not represent the exact document required.

Bank Statements

All Bank Statements must include: The Name on the account, The Account Information/number, The Current Balance, and (Banks will not accept redacted transactions. Please submit full statements.)

Pay Stub

Please be sure that the Pay Stub contains: Dated within the last thirty days, Employees First and Last Name, The Year-To-Date Gross Income

Void Cheque

Please be sure that the Void Cheque form contains: Your Name, Account Number, and Financial Institution Information. (Some Banks may use Pre-Authorized Debit forms instead of Void Cheques)

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2670 Highway 97 N.  Kelowna, BC. V1X4J4

Next to Okanagan Dodge

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